23 September 2026
These Terms and Conditions of Sale (the "Terms") apply, without restriction or reservation, to any purchase of the paid services offered by the AuraKosmos platform, available at https://aurakosmos.com (the "Platform"), in particular:
Seller and merchant of record: Summit Collective (S.L.) Registered office: Avenida Diagonal 536, 08006 Barcelona, Spain Registration number (CIF / VAT): B21663216 (Spain) Customer service (payments, subscriptions, refunds): info@aurakosmos.lyzorn.com
The Customer declares having read and accepted these Terms during the ordering process. Together with the Privacy Policy and the Cookie Policy, they form the entire agreement between the Customer and Summit Collective.
Important: the readings offered on AuraKosmos are generated by artificial intelligence. The psychics presented are virtual characters. This service is offered for entertainment purposes only and does not constitute professional advice of any kind (medical, psychological, legal, financial or other).
Generated content is not deterministic: it may be inaccurate or inconsistent. The Customer expressly acknowledges the entertainment nature of the service and agrees not to make any important decision based solely on the readings obtained.
Ether is the Platform's virtual currency:
The Premium subscription gives extended access: full daily horoscope, rituals, meditations and exclusive content, Ether offered every month and a detailed birth chart, depending on the plan chosen.
The available plans, their duration and their price are shown on the Pricing page and on the checkout page. The subscription is governed by the Subscription conditions reproduced at the end of these Terms, which prevail in case of discrepancy on everything relating to the billing, renewal, cancellation and refund of the subscription.
Cosmic Offerings are voluntary support contributions:
All prices are shown in euros, including all taxes (VAT applicable in your country included). The total price, payment method, initial duration, renewal frequency and recurring amount are shown on the checkout page before any confirmation.
Summit Collective may offer different prices, promotional offers or targeted offers at the same time. The existence of a different price gives no right to any retroactive adjustment or refund. Price changes do not affect purchases already confirmed.
Confirming the payment, or any "click to accept" action, constitutes an electronic signature with the same legal value as a handwritten signature, in accordance with the European eIDAS regulation.
Payment is made by bank card, Apple Pay or Google Pay on the secure checkout page of our payment provider Lyzorn, operated on behalf of Summit Collective by PCI DSS-certified gateways. Card details are processed exclusively by these providers; Summit Collective never stores card numbers.
By initiating a purchase, the Customer declares that they are the authorised holder of the payment method used. The card issuer may separately charge foreign transaction fees.
By subscribing, the Customer authorises Summit Collective and its payment providers to initiate the corresponding recurring charges (merchant-initiated transactions). To avoid an interruption of service when a card expires or is replaced, the Customer authorises the use of card update services (Network Account Updater) provided by Visa, Mastercard, Apple, Google or their bank.
A temporary authorisation hold may be placed on the payment method to prevent fraud. If a recurring charge fails, in particular due to insufficient funds, the Customer authorises further payment attempts over a period of 30 days, for the full amount or for partial amounts. Repeated failures, or an unjustified chargeback without first contacting customer service, may lead to the suspension or termination of the account.
A payment receipt is sent by email after each transaction. Receipts are also available from the member area (Purchases page).
The services are provided immediately after payment is confirmed, in digital form:
Summit Collective undertakes to use its best efforts to provide the services under an obligation of means. The Platform's availability is not guaranteed at all times (maintenance, updates, third-party provider outages).
Summit Collective may refuse an order, suspend or terminate an account in the event of suspected fraud, abusive chargebacks, use by a minor, automated extraction of content, unauthorised commercial use or a serious breach of these Terms.
Consumers residing in the European Union generally have 14 days to withdraw from a distance contract.
However, under Article 16(m) of Directive 2011/83/EU and its national transposition (in Spain, Article 103 of the consolidated text of the General Law for the Defence of Consumers and Users), this right does not apply to the supply of digital content not supplied on a tangible medium where performance has begun with the consumer's prior express consent.
By confirming their order, the Customer expressly requests immediate performance of the service (Ether credited, access to Premium content) before the end of the withdrawal period and acknowledges losing their right of withdrawal as soon as this access is provided. This waiver is a condition of immediate access to the service.
If performance has not yet begun, the Customer may withdraw by sending an unequivocal statement, for example using the form below.
To Summit Collective, Avenida Diagonal 536, 08006 Barcelona, Spain, info@aurakosmos.lyzorn.com:
I hereby give notice that I withdraw from my contract for the provision of the following service:
Summit Collective is required to supply digital content and services that conform to the contract, under the conditions laid down by Directive (EU) 2019/770 and the applicable consumer law. In the event of a lack of conformity, the Customer may have the service brought into conformity or, failing that, obtain a price reduction or terminate the contract.
Neither party can be held liable for a delay or failure resulting from an event beyond its reasonable control, in particular an internet provider outage, a cyberattack, or an interruption of artificial intelligence services or third-party payment gateways.
If the impediment is temporary, performance is suspended. If it is permanent or lasts more than 30 days, the contract may be terminated automatically.
The processing of personal data is described in our Privacy Policy. Under the GDPR, the Customer has the right to access, rectify, erase and port their data, and to object to its processing.
All Platform content, including generated content, is the property of Summit Collective or its partners. The Customer is granted a personal, non-exclusive and non-transferable licence, limited to private use. Any reproduction, resale, automated extraction or distribution without permission is prohibited.
If a change of circumstances that was unforeseeable when the contract was concluded makes its performance excessively onerous for one of the parties, the parties agree to renegotiate in good faith.
Any complaint must first be sent to customer service at info@aurakosmos.lyzorn.com, which will endeavour to find an amicable solution within 30 days. Consumers may also use an out-of-court consumer dispute resolution body in their country of residence.
These Terms are governed by Spanish law. Consumers residing in the European Union or the United Kingdom retain the benefit of the mandatory provisions of the law of their country of residence and may bring proceedings before the courts of their place of habitual residence. For non-consumer customers, the competent courts are those of the registered office of Summit Collective.
The Customer acknowledges having received, before placing their order, the following information:
For any question about these Terms, billing or a subscription: info@aurakosmos.lyzorn.com or through our contact page.
Last updated: September 17, 2026
This Service is operated, published, and managed entirely by SUMMIT COLLECTIVE S.L. ("Provider", "Company", or "Merchant of Record"), a company registered and headquartered in Spain, located at Avenida Diagonal 536, 08006 Barcelona, Spain (Tax ID / CIF: B21663216), acting as the authorized operating and billing entity for the Service.
For any payment, subscription, technical, or legal inquiries, our official customer support team is available via email at info@aurakosmos.lyzorn.com.
1. Contracting Modes and Price Determination: The Service is marketed under various purchasing models, including one-time payments and auto-renewing subscriptions. The applicable rates, modality, subscription period, and renewal frequency vary depending on the product, package, and user access conditions. Prior to completing any purchase, all economic conditions—including total price with taxes, payment model, initial duration, renewal frequency, and recurring amount—are clearly presented on the checkout screen. Your explicit acceptance during checkout constitutes a binding financial agreement that supersedes any general references. Upon successful payment, you will receive a digital confirmation receipt.
2. Dynamic Rates and Targeted Offers: The Provider may simultaneously offer different pricing plans, promotional rates, and targeted offers. The existence of a different rate does not entitle any user to retroactive price adjustments or refunds. Plans do not include a free trial period unless expressly and specifically stated in writing at checkout; otherwise, applicable fees are billed immediately.
3. Subscription Charges and Auto-Renewal: For subscription options, the applicable fee is charged at the start of each period and will automatically renew for successive periods of equal duration until cancelled. The Provider reserves the right to adjust future renewal fees upon providing prior individual notice to your registered email. Continued use of the Service after the effective date constitutes your binding acceptance of the modified fee.
4. One-Time Payments: Single-payment options grant access to the specific purchased product as described at checkout, carrying no automatic renewal unless specifically combined with a subscription offer that was disclosed and accepted.
5. Payment Methods, Apple Pay, and Google Pay: Supported methods include credit/debit cards, Apple Pay, Google Pay, and other enabled gateways. By using digital wallets (Apple Pay/Google Pay), you authorize the Provider to process payments using the tokenized card details linked to your device. Your payment issuer or platform may independently assess foreign transaction fees or technical charges. By initiating a purchase, you represent that you are the authorized holder of the payment method and consent to the processing of your data by PCI DSS-compliant gateway partners.
6. Recurring Charge Authorization (MIT) and Token Updates: By enrolling in a subscription via card, Apple Pay, or Google Pay, you grant the Provider and its processors an explicit, ongoing contractual authorization to initiate recurring debit transactions (Merchant Initiated Transactions - MIT). To prevent service interruption due to expired or replaced cards, you authorize the Provider to utilize Network Account Updater services provided by Visa, Mastercard, Apple, Google, or your issuing bank to automatically update your payment credentials and charge the updated token.
7. Verification & Partial Authorization Retries: To prevent fraud, a temporary authorization hold may be placed on your method. If a recurring charge fails due to insufficient funds, you explicitly authorize the Provider and its gateways to perform subsequent payment retries for the full amount, or for partial, lower, or incremental amounts over a 30-day period. Successful partial charges will keep your account active proportionally. Repeated failures or initiation of unjustified bank chargebacks without prior contact with support will result in immediate account termination and potential forfeiture of any right to future services.
EXPRESS WAIVER OF THE STATUTORY RIGHT OF WITHDRAWAL (EU/UK CONSUMERS): In strict accordance with European Union consumer protection regulations (specifically Article 16(m) of Directive 2011/83/EU and Article 103(m) of the Spanish TRLGDCU) and equivalent UK/international laws regarding the supply of digital content not supplied on a tangible medium, by purchasing any Service modality, you explicitly consent to the immediate performance and delivery of digital content before the expiration of the 14-day withdrawal period. You acknowledge and expressly agree that once digital execution has commenced (i.e., immediate access to the platform or AI Content is granted upon payment), YOU IRREVOCABLY LOSE YOUR 14-DAY RIGHT OF WITHDRAWAL, CANCELLATION, AND STATUTORY REFUND. This waiver is a mandatory condition of accessing the Service immediately.
Subscription Cancellation: You may cancel your subscription at any time via your account panel or by emailing info@aurakosmos.lyzorn.com. Email cancellations must be received at least forty-eight (48) hours prior to the next scheduled renewal transaction. Cancellations take effect solely at the end of the current prepaid billing cycle. No partial, prorated, or retroactive refunds will be issued for unused days, unread content, or forgotten subscriptions within an active billing period.
Voluntary Commercial Refund Policy: Any requests under our strict voluntary commercial refund policy must be submitted within twenty-five (25) days of the contested billing date. Claims are reviewed individually at the Provider's sole and absolute discretion. Approved refunds will only be credited back to the original payment method.
© 2026 Summit Collective S.L.. All rights reserved. Professional Compliance Edition.